Josh Patoka

Hi. My name is Josh Patoka and I have been a personal finance content writer since 2015. In particular, I write about almost-everything personal finance and travel.

My work appears on many finance-focused sites including Forbes Advisor, USA Today Blueprint, Fox Business, and Credible. I also founded the Money Buffalo personal finance blog in September 2015—and sold in early 2023.

I love helping others learn how to get out of debt, manage money, and save for the future. My personal experience includes quickly paying offer over $50,000 in personal debt, becoming mortgage-free, saving or investing free cash, and enduring an 80% salary cut when I switched careers.

I’m currently a father of five living in semi-rural Tennessee, learning how to garden and spending time outdoors with the children (who grow up way too fast). I describe myself as a “super-frugal Millennial” always looking for ways to pinch pennies and minimize.

Josh Patoka…At Your Service

Work With Me

I’m open to contributing articles on a one-time or ongoing basis. If you’re in need of an experienced writer, my email is joshpatoka@gmail.com. Or, you can can tap here to open a draft in your preferred email platform.

I specialize in these topics to earn more, save more, and invest more:

Budgeting
Cash back apps
Family finances
Frugality
Getting out of debt
Home mortgages and HELOCs
Investing in stocks and alternative assets
Investing newsletters
Millennials
Personal loans
Real estate
Rewards credit cards
Saving money for the future
Small business loans
Spending less today
Shopping rewards
Travel rewards

You can also connect with me through LinkedIn.

My Writing Experience

Below are the topics I have extensively written about for over 9 years:

Home Loans, Personal Loans, and Student Loans

Investing, Passive Income, and Budgeting

Alternative Investments and Digital Assets

Travel and Credit Cards

Track my latest articles through Authory and Muckrack.

Sites I’ve Written For

Track my latest articles through Muckrack.