Hi. My name is Josh Patoka and I have been a personal finance content writer since 2015. In particular, I write about almost-everything personal finance and travel.
My work appears on many finance-focused sites including Forbes Advisor, USA Today Blueprint, Fox Business, and Credible. I also founded the Money Buffalo personal finance blog in September 2015—and sold in early 2023.
I love helping others learn how to get out of debt, manage money, and save for the future. My personal experience includes quickly paying offer over $50,000 in personal debt, becoming mortgage-free, saving or investing free cash, and enduring an 80% salary cut when I switched careers.
I’m currently a father of four living in semi-rural Tennessee, learning how to garden and spending time outdoors with the children (who grow up way too fast). I describe myself as a “super-frugal Millennial” always looking for ways to pinch pennies and minimize.
Work With Me
I’m open to contributing articles on a one-time or ongoing basis. If you’re in need of an experienced writer, my email is joshpatoka @ gmail.com. Or, you can can tap here to open a draft in your preferred email platform.
I specialize in these topics to earn more, save more, and invest more:
- Budgeting
- Cash back apps
- Family finances
- Frugality
- Getting out of debt
- Home mortgages and HELOCs
- Investing in stocks and alternative assets
- Investing newsletters
- Millennials
- Personal loans
- Real estate
- Rewards credit cards
- Saving money for the future
- Small business loans
- Spending less today
- Shopping rewards
- Travel rewards
You can also get in touch with me through LinkedIn.
My Writing Experience
Below are many of the platforms I regularly contribute (or have contributed) to:
- Forbes Advisor
- Fox Business
- USA Today Blueprint
- Credible
- Wallet Hacks
- Well Kept Wallet
- Frugal Rules
- Johnny Jet
- The Vacationer
- CreditDonkey
- FinMasters
Track my latest articles through Muckrack.